Catering to First-Time Home Buyers
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First-Time Home Buyers
There's nothing more exciting than getting the keys to a newly purchased home. As a first time home buyer, you should relish and enjoy this experience.
If you’ve decided to take the plunge and buy your first home, Colonial Mortgage Corp. can help. We’re dedicated to helping you focus on what you want in a home and achieving your dream of homeownership.
How We Can Help
- Walk you through the various stages of ownership
- Help you get all of your financial ducks in a row
- Verify debt-to-income ratio
- Provide experts in the industry such as lawyers and money lenders to maximize your loan and ensure minimum costs
- Determine your buying power
- Offer essential information on the local community, including utilities and zoning
- Navigate the real estate transaction with you
- Negotiate the best deal possible
- FREE consultations available
- FREE pre-approvals
- 25+ years of experience
- Founded in 1998
- Local, family-owned, and operated business
- All of our loan processes are handled in-house
- State and national licensing
- Same-day and walk-in appointments are welcome
- Complete the necessary paperwork for you
Let Us Help Obtain Financing for You
Colonial Mortgage Corp. maintains business relationships with hundreds of quality banks and lending institutions who offer mortgage loan financing to the public. We also work with some of the largest wholesale lenders in the nation. Since wholesale lenders do not work directly with the public, Colonial Mortgage Corp. acts as the liaison between you (the borrower) and the wholesale company (the lender) to secure funding for your new mortgage loan.
Since wholesale lenders do not work directly with the consumer, it is necessary to secure these loans by using Colonial Mortgage Corp. More often than not, utilizing a wholesale lender can result in a significantly lower rate than that of a traditional bank.
Wholesale lenders are often offering more liberal financing requirements versus the requirements of a traditional bank or lending institution. Since Colonial Mortgage Corp. has working relationships with a full spectrum of wholesale lenders and banks, we are able to offer our clients competitive rates on Conventional, Government, Sub-Prime, Home Equity Lines and Commercial products. Ask one of our trained mortgage professionals today what programs are available for you.
Take advantage of our
FREE pre-approvals every day as well as our
FREE, no-obligation consultation to determine exactly how low your new mortgage rate can be. We appreciate you choosing Colonial Mortgage Corp. for your financing needs. We look forward to serving you, your friends, and your family for many years to come. If at any time you have a comment on how we can serve you better, please do not hesitate to let us know.
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